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First Home Emeryville
Down Payment Assistance Program
“First Home Emeryville” the City of Emeryville’s down payment assistance program for first-time homebuyers, provides down payment and closing cost assistance to eligible first-time homebuyers in purchasing a home within the city limits of Emeryville. The program provides eligible homebuyers with a loan for up to $200,000 depending on the household's income and other qualifying factors. To learn more about the program requirements click on the links below.
The program is open and accepting applications through October 4th, 2024. Due to the high volume of interest in the program, there will be a lottery held on October 10th, 2024 to determine which applicants will be able to move forward in the application process. Results of the application lottery will be posted on this site and emailed to lottery participants.
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1
Online Pre-Application
The pre-application period will close at 5:00 PM on October 4th, 2024.
Applicants who submit Pre-Applications by the due date and are deemed eligible at this stage to proceed with the application process will be issued a lottery number by email which will be used to enter the application lottery.
2
Application LotteryOctober 10th, 2024
On October 10th, 2024, an application lottery will be conducted which will establish a ranking order in which applicants will be invited to submit a Program Application.
The Program Application requires more detailed household information and supporting documentation for each household member.
*Placement on the Application Lottery ranking order list does not mean approval of a funding reservation. It simply allows for a fair and transparent process for selecting households to move forward with the application process.
3
Application Workshop &
Full Application
Upon lottery completion, top-ranking households will be invited in batches to attend a mandatory workshop where households will learn important information about the program and how to submit a Program Application.
Following the workshop, attendee's will receive a link to an online Program Application.
Program Applications will be underwritten on a first complete, first served basis as long as funds are available.
4
Conditional Approval
Once a full application is approved by the City, you will receive a conditional approval and funds will be reserved for you so that you can start to shop for a home. You will have four months from the date of approval to shop for a home that meets your goals.
5
Final Approval & Loan Closing
Once you are in contract to purchase a home, Hello Housing's team will work with you and your mortgage lender to complete the final loan approval process and help to navigate you through the home closing process.
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